We can arrange finance for customers who have mortgage arrears, other defaults, CCJs, Bankruptcies or IVAs. The self employed are treated the same as employed applicants, income proof is flexible and interest only is available across our products. All applications are assessed individually against our panel of lenders. Our experienced underwriters constantly review and progress all applications until they are complete. It's not just people with credit problems that are being denied High Street finance. For secured loans, many lenders limit the amount of a further advance or the amount they are prepared to lend for things like debt consolidation. High Street lenders may not entertain loans for tax bills, business purposes or other reasons whereas specialist lenders will look at any legal purpose. Landlords with large portfolios, HMOs, student lets and high density ownership in a block are being declined for mainstream buy-to-let products.
