Claim Experts 4 U

Financial Advisor in Truro, Cornwall

Business Info

Claim Experts 4 U

We are claims experts, with many years of experience in handling consumer claims. We operate an ethical and complete claims handling solution to consumers who have suffered a financial detriment, as a consequence of being mis-sold or had misrepresented a product or service of any kind.

There are many everyday products and services being advertised on the internet, where consumers no longer know who they are contracting with when they make a distance-selling contract on the internet. With so many ‘fake review’ sites and fake testimonials on online selling sites, it really is a lottery as to who is good and who is bad. There is so much manipulation online that is not always obvious to the consumer what the risks are when making a decision to buy. The internet opens consumers up to a world of choice, but with it comes to risk.

Services

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Our team of solar panel claims experts can help you make a compensation claim for those who were misled into purchasing solar panels. We may be able to pursue a claim even if the company who sold you the panels has since gone out of business. This may be subject to how you paid for the panels i.e. loan finance or credit card purchase in part or full. If you feel that you were mis-sold your solar panels contact 01872 309570 for expert advice and we may be able get you all of your money back and any remaining loan balance written off. We act upon a ‘no win no fee’ basis ( Fees will be payable if the contract is cancelled at the clients request) and you pay us nothing if your case is unsuccessful. There will never be a financial burden put upon you for any work we do unless we are successful.

History of Solar Panel Mis-selling

Solar panel companies have been mis-selling the benefits of solar panels, having consumers believe that it was a way to save money on their electricity bills and earn money on their investment at the time by selling electricity back to the National Grid for a guaranteed amount, this is what is known as a “feeding tariff”.

Many companies misled their customers into believing that they would make these savings and make money however, these claims have proven to be, in many cases grossly exaggerated.

Many of the solar panel installations were purchased using loan finance or credit, leaving their customers with expensive monthly loan payments with no way of covering the cost of the installation and the purchase of the solar panels.

Following an investigation by the consumer group Which? In 2011, it was discovered that 9/12 companies selling solar panels gave inaccurate estimates about how much energy they would actually produce, and 7 out of 12 failed to survey the panel installation correctly leaving the panels in a shaded area which affected the panels ability to produce the promised amount of electricity.

This along with the aggressive nature in which the solar panels were sold as left many consumers in debt and having to repay substantial loans and finance.

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PCP vehicle finance stands for, personal contract purchase and this is now by far the most popular method used by private individuals to purchase motor vehicles and has replaced the traditional hire purchase agreements.

There is a perception that by using the PCP method of financing, it is a more flexible way of purchasing a motor vehicle. Given that the requirement to input a large deposit as is sometimes necessary with hire purchase, this is not the case with PCP agreements. Deposits on PCP agreements can be very small and the payments can also be tailored to the buyers monthly affordability.

The difference is, with PCP agreements the buyer will never actually own the car unlike with hire purchase agreements where the buyer will eventually own the vehicle and in most cases with have equity left in the car at the end of the agreement.

Under a PCP agreement the buyer will have to return the vehicle at the end of the term unless, they elect to pay the balloon payments at the end of the agreed finance period.

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Contact Details

Claim Experts 4 U
Office: Truro
01872 309570
Address: Penstraze Business Park, Penstraze, Truro, TR4 8PN
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